• BS in Political Science from the University of Houston; MBA from Keller Graduate School of Management, Chicago, IL, and 31 CEU's from the Small Business Institute of the U.S. Chamber of Commerce.

• First marketing plan in 1978 and first business plan, awarded a $144,000 SBA 7(a) loan, in 1985 for a food spice distributor. Other business plan capital fund investments of note include $1.9 million for a commercial real estate project, $500,000 in venture capital for a software developer and a $700,000 vendor line of credit for a retailer.

• Served as Certified Business Analyst, Program Coordinator, Sub-Center Director and Board member for Small Business Development Centers in Illinois and Florida.

• Founding Director - Center for Economic Development at Malcolm X College, at the  City Colleges of Chicago.

• Founding Vice President and business plan instructor at the Palm Beach County Business Incubator.

• Conducted systems and organizational analysis in Venezuela in the warehousing, corporate security and hotel industries.

• Small Business Advisor columinst for SmallBusinessComputing.com.

• Small Biz Advisor for Scripps Howard News Service.

• Small Biz Q&A columnist for Bankrate.com; freelance columnist for MyCorporation.com, SmallBizManager.com and BizLand.com.

• Experts Panel at Palo Alto Software.

• Co-author, Ten-Minute Guide to Getting Organized, preceded by Steve writing and instructing the first Entrepreneurial business plan training program licensed by the Florida State Board of Non-Public Career Education; Co-author of Every Manager's Desk Reference; Contributing Editor for the e-Book, Live Start-up Business Guide and Up Close & Virtual.

• Bilingual in English and Spanish.

Ndaba Mdhlongwa conducts financial analysis on marketing and business planning projects. He is a two-time Olympian, five-time All-American and was the 1995 NCAA outdoor champion in the triple jump. Ndaba also participated in the 1992 (Barcelona) and 1996 (Atlanta) Olympic Games.

• Principal of Business Plan Solutions in Dallas, Texas and Marketing Director for Out Of Your Mind…And Into The Marketplace.

• B.S. in Business and MBA in international marketing from the University of Louisiana Lafayette.

• Written over 100 business plans since 1998, including one Fortune 500 company.

• Business plan funding includes $65,000 for an ISP, $300,000 for a bowling ally, and $500,00 for a car wash.

• Small business advocacy has included working in the SBDC and Micro SBDC at the University of Louisiana/Lafayette and the Louisiana Dept. of Economic Development.

D. Kerry Jacoby provides financial analysis and projections on business planning projects.

• Certified Business Analyst of 25 years in SBDC's.

• B.S. in Business Administration from Towson State University, Kerry passed his CPA exam in Maryland in 1977, Kerry has provided tax preparation services for 23 years.

• A full-time college accounting instructor from 1978 to 1983, Kerry was an instructor at Ealing College in London, England for a year under the Fullbright Teacher Exchange Program.

• Licensed Real Estate Salesperson in Florida and Maryland, with extensive personal investing experience.

Myra Windhaus is co-founder of Windhaus Associates. A native of Guantanamo,  Cuba, Myra  moved to the United States in 1961 due to that country's well documented change of government. She juggles various responsibilities as agency administrator, teacher in the local school district and mother of two.

• B.A. in Elementary Education from Northeastern Illinois University, Chicago, IL.

• 20 years teaching in private schools in Chicago and public school in Florida.

• Agency administrator overseeing and directing all project timelines and client accounts, Myra is bilingual in English and Spanish.

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